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• APRA's Capital Reforms: Strengthening Retirement Income Products

  The Australian Prudential Regulation Authority (APRA) has recently finalised amendments to its prudential standards concerning the capital treatment of longevity products, including annuities. This move is designed to strengthen the market for retirement income products, offering Australians more robust financial options in their later years.

• Regulators Call for Action on TPD Insurance Sustainability

  Australia's financial regulators, the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC), have recently convened a high-level industry roundtable to address mounting sustainability pressures in the Total and Permanent Disability (TPD) insurance market.

• Zurich Australia's Strategic Acquisition of ClearView Wealth

  In a significant move within the Australian life insurance sector, Zurich Financial Services Australia has announced its intention to acquire ClearView Wealth Limited. This acquisition, valued at approximately AUD 415 million, is set to bolster Zurich's footprint in the Australian market.

• APRA's Capital Reforms: A Boost for Retirement Income Products

  The Australian Prudential Regulation Authority (APRA) has recently finalised amendments to its prudential standards concerning the capital treatment of longevity products, including annuities. This move is designed to strengthen the market for retirement income products, offering Australians more robust financial options in their later years.

• Surge in Mental Health Claims Reshapes Australian Life Insurance Landscape

  Recent data reveals a significant shift in the Australian life insurance sector, with mental health-related claims now accounting for nearly half of all payouts. In 2024, life insurers disbursed a record $2.2 billion for claims associated with mental illnesses, marking a substantial increase from $1.2 billion five years prior.

• Cbus Penalised $23.5 Million for Delays in Processing Insurance Claims

  In a significant development within the Australian superannuation sector, Cbus, one of the nation's largest super funds, has been ordered to pay a $23.5 million fine after admitting to breaches in the timely processing of death and disability insurance claims.

• Comprehensive 2025 Life Insurance Data Released by APRA and ASIC

  The Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) have jointly released the Life Insurance Claims and Disputes Statistics for the year ending December 31, 2025.

• TAL and Acenda Recognised in Money Magazine's 2026 Life Insurer Awards

  Money magazine has announced the winners of its 2026 Life Insurance Awards, recognising outstanding performers in the Australian life insurance sector.

• Hostplus and MetLife Australia Extend Group Insurance Partnership

  Hostplus has announced the extension of its group insurance partnership with MetLife Australia until June 2028. This continued collaboration aims to elevate service models across claims and underwriting, delivering stronger outcomes for Hostplus members.

• Zurich Australia's Strategic Acquisition of ClearView Wealth

  In a significant move within the Australian life insurance sector, Zurich Financial Services Australia has announced its intention to acquire ClearView Wealth Limited. This acquisition, valued at approximately AUD 415 million, is set to bolster Zurich's footprint in the Australian market.

• Regulators Scrutinize Life Insurance Premium Practices

  The Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) have jointly released an update on their ongoing review of life insurance premium practices.

• Advocating for Equitable Mental Health Evaluations in Life Insurance

  The Life Insurance Code Compliance Committee (Life CCC) has released a report highlighting ongoing concerns regarding how Australian life insurers handle applications from individuals disclosing mental health conditions.

• Australia Prohibits Use of Genetic Test Results in Life Insurance Underwriting

  In a landmark move, the Australian Parliament has passed the Treasury Laws Amendment (Genetic Testing Protections in Life Insurance and Other Measures) Act 2025, effectively banning life insurers from using individuals' genetic test results in underwriting decisions.

• Call for Fairer Mental Health Assessment in Life Insurance Underwriting

  The Life Insurance Code Compliance Committee (Life CCC) has released a report urging Australian life insurers to adopt fairer and more individualised approaches when assessing applications involving mental health disclosures.

• Significant Decline in Trauma Insurance Coverage Puts Australians at Financial Risk

  Recent data from the Australian Prudential Regulation Authority (APRA) indicates a concerning 16% decline in the number of Australians holding trauma insurance policies over the past five years. This decrease, from 1.

• Escalating Insurance Premiums Pose Challenges for Australian Retirees

  Australian retirees are facing mounting financial pressures as insurance premiums continue to rise, potentially turning their golden years into a period of economic hardship.

• Australian Life Insurance Market Experiences Notable Recovery

  After enduring six years of decline following the Royal Commission, Australia's life insurance market has reported a significant 20.7% surge in new business volumes during the second quarter of 2025. This increase marks the first substantial recovery in the sector, suggesting a potential turnaround.

• Australia Enacts Ban on Genetic Discrimination in Life Insurance

  In a landmark move, Australia has passed legislation prohibiting life insurers from using individuals' genetic test results in underwriting decisions. This reform aims to eliminate barriers that previously deterred Australians from undergoing potentially life-saving genetic testing due to fears of insurance discrimination.

• AIA Australia Highlights Impending Structural Changes in Life Insurance

  Damien Mu, CEO of AIA Australia, has cautioned that the life and health insurance industries are on the brink of significant structural changes.

• Australian Life Insurers Achieve Significant Underwriting Gains in Q4 2025

  The Australian life insurance sector has reported a substantial underwriting gain of $279 million for the December quarter of 2025, a significant improvement from the $36 million recorded in the same period the previous year.

Read our Articles

• A Guide to Life Insurance for Homeowners

  Your home is likely one of your most significant investments, and securing it goes beyond bricks and mortar. Life insurance is essential for homeowners, offering financial security and peace of mind.

• Why Every Young Family in Australia Needs Life Insurance

  Life insurance might not be the first thing that comes to mind when thinking about the needs of a young family. However, it plays a crucial role in safeguarding your family's future.

• Top 5 Life Insurance Myths Debunked for New Parents

  For young families in Australia, life insurance is not just a policy; it's a crucial part of financial planning that ensures your loved ones are protected. Navigating the world with a newborn or growing children brings immense joy and responsibility.

• How to Calculate the Ideal Life Insurance Coverage for Parents

  Welcome to our guide on life insurance, especially tailored for new parents in Australia. Navigating the world of parenthood is challenging and ensuring financial security should be a top priority. Life insurance provides an essential safety net, safeguarding your family's future in unexpected circumstances.

• Choosing the Right Life Insurance Policy for Your Growing Family

  For many families, life insurance isn't just a financial product but a vital part of ensuring financial stability. As parents, the well-being of your children and the ability to provide for them, even in unforeseen circumstances, is of paramount importance.