Life Insurance Online Articles

Life Insurance Online recommends the following articles which we hope you find of interest.

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Life Insurance Articles

Top 5 Life Insurance Myths Debunked for New Parents

For young families in Australia, life insurance is not just a policy; it's a crucial part of financial planning that ensures your loved ones are protected. Navigating the world with a newborn or growing children brings immense joy and responsibility. Amidst this joy, safeguarding a family's future financially is an essential consideration. - read more

Choosing the Right Life Insurance Policy for Your Growing Family

For many families, life insurance isn't just a financial product but a vital part of ensuring financial stability. As parents, the well-being of your children and the ability to provide for them, even in unforeseen circumstances, is of paramount importance. - read more

Why Every Young Family in Australia Needs Life Insurance

Life insurance might not be the first thing that comes to mind when thinking about the needs of a young family. However, it plays a crucial role in safeguarding your family's future. For many young families in Australia, the idea of life insurance can seem distant or even unnecessary, but understanding its significance can lead to peace of mind for both parents and children. - read more

How to Calculate the Ideal Life Insurance Coverage for Parents

Welcome to our guide on life insurance, especially tailored for new parents in Australia. Navigating the world of parenthood is challenging and ensuring financial security should be a top priority. Life insurance provides an essential safety net, safeguarding your family's future in unexpected circumstances. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

AFCA Upholds Insurer's Right to Adjust 'Level' Premiums

13 Jun 2026: Paige Estritori

The Australian Financial Complaints Authority (AFCA) has recently dismissed a complaint concerning significant increases in 'level' life insurance premiums, underscoring the importance of policyholder awareness regarding premium structures. - read more

APRA and ASIC Highlight Urgent Need for TPD Insurance Reform

13 Jun 2026: Paige Estritori

Australia's financial regulators, the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC), have recently convened a high-level industry roundtable to address mounting sustainability pressures in the Total and Permanent Disability (TPD) insurance market. The discussion highlighted the urgent need for insurers to take decisive action to ensure the long-term viability of TPD products. - read more

Significant Rise in Delayed Income Protection Payments Raises Concerns

13 Jun 2026: Paige Estritori

Recent findings from the Life Insurance Code Compliance Committee (Life CCC) have revealed a concerning 67% increase in breaches related to delayed income protection payments by life insurers. This surge highlights ongoing challenges within the industry in meeting the standards set forth in the Life Insurance Code of Practice, particularly regarding the timely processing of claims. - read more

Significant Rise in Income Protection Claim Delays Raises Industry Concerns

06 Jun 2026: Paige Estritori

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Knowledgebase

Subrogation:
The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.

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