Life Insurance Online Articles

Life Insurance Online recommends the following articles which we hope you find of interest.

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Life Insurance Articles

How Life Insurance Claims Work in Australia

Learn the general process for making a life insurance claim in Australia, including who can claim, what documents may be requested, how beneficiaries are considered and why policy definitions and exclusions matter. - read more

How Life Insurance Through Superannuation Works

Many Australians have life insurance through superannuation without realising how it works, what it costs, or how claims are paid. This guide explains default cover, premiums, beneficiary nominations, limits and when to review your cover. - read more

Types of Life Insurance in Australia Explained

Life insurance in Australia can include death cover, total and permanent disability cover, trauma insurance and income protection. This guide explains how the main types differ and what to consider before comparing quotes. - read more

A Guide to Life Insurance for Homeowners

Your home is likely one of your most significant investments, and securing it goes beyond bricks and mortar. Life insurance is essential for homeowners, offering financial security and peace of mind. It ensures that your loved ones can maintain their lifestyle, keep the family home, and cover outstanding debts in your absence. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

Why the Life Insurance Advice Gap Matters for Households

08 Sep 2026: Paige Estritori

Australia’s life insurance advice gap is again drawing attention, with fresh industry discussion pointing to a practical problem for households: many people are expected to make long-term protection decisions without enough tailored guidance. For families juggling mortgages, dependants, cost-of-living pressure and changing work patterns, that can make life cover feel both essential and difficult to assess. - read more

What Fresh Claims Data Says About the Value of Life Insurance

01 Sep 2026: Paige Estritori

Fresh industry claims data has put a timely spotlight on the role life insurance continues to play for Australian families, workers and business owners. While premiums and affordability often dominate the conversation, the latest sector snapshot is a reminder that life cover is ultimately tested at claim time, when a death, serious illness, disability or extended inability to work can quickly become a financial shock. - read more

New APRA Figures Put Life Cover Affordability Back in View

25 Aug 2026: Paige Estritori

The latest APRA life insurance performance figures suggest Australia’s life insurance sector is still moving through a more stable phase, even as affordability remains a live issue for households. The results continue the broad pattern seen in an earlier APRA update: insurers have been working to repair product sustainability, particularly after years of pressure in disability income insurance, while customers are weighing premiums against everyday cost-of-living demands. - read more

Why Insurance in Super Is Back Under the Spotlight

18 Aug 2026: Paige Estritori

Insurance held through superannuation is again attracting attention as regulators and industry observers focus on how members and their families are supported when a claim is made. The latest discussion centres on a familiar but important issue: many Australians have life, total and permanent disability or income protection cover inside their super fund, yet may not fully understand the policy rules until illness, injury or death forces the issue. - read more

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Knowledgebase

Rider:
An optional provision added to an insurance policy that provides additional benefits or coverage.

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